Baffled by where your money is going? Does retirement seem unreachable? Tired of living paycheck to paycheck or just without arealistic financial plan? Stop being reactive; become proactive about your money! By knowing what to do with the money you have, and finding more money by establishing sound financial habits, you will feel confident about your variable income and equipped to tackle it head on.

This seminar will teach you how to take your money seriously - by spending smarter on a daily basis or planning for big ticket items such as a vacation or down-payment. You can start prioritizing your personal finance needs so they become part of your regular money habits. You can also take control of your debt and credit so you are in the best possible financial position.

Whether you need help getting started or you are already minding your finances but want to take it to the next level, join Galia Gichon, personal finance expert, for a money seminar you can't afford to miss!

In Master Your Money Moves on Thursday, October 28 6-9pm, you will learn how to:

• Get organized. See where you are today and where you want to be.
• Clean up your credit and debt.
• Create a weekly spending plan, set concrete goals with dollar amounts and timelines.
• Develop a plan for automatic savings.
• Do practical exercises to achieve financial freedom.
• Invest in mutual funds.
• Figure out what to do with all your IRAs and 401ks.
• Evaluate your insurance needs.
• Best financial resources including apps, sites, books and ongoing tips.

You will also walk away with a money buddy, accountability, useful homework and exerceses and be ready to bring money into your life in a POSITIVE WAY.

At the end of this seminar, we will network, share your ideas and connect with workshop attendees.

About Galia Gichon:

Galia is an independent personal financial expert with more than 15 years in financial services, including nearly 10 years on Wall Street and an MBA in finance. She founded, Down to Earth Finance, which offers individual sessions and seminars without selling any investments. She is the author of, My Money Matters, a boxed set with money affirmations, instant money tips and workbooks, www.mymoneykit.com.

Galia has been widely quoted as an expert on money and women, including mentions in The New York Times, TODAY Show, Newsweek, Real Simple, NBC Weekend Today Show, Essence and more. She is a frequent speaker at Barnard College and Freelancers Union.

Before starting her own company, Galia was a securities research analyst at Bear Stearns and Nomura Securities, and also worked for Institutional Investor. You can sign up for her newsletter at DownToEarthFinance-On@zines.webvalence.com.